Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$ 75,000 in aggregate per depositor per Scheme member by law. For example, any transfer of funds between ICBC account(s) would not be considered as fresh funds. “Fresh Funds” refers to funds that do not originate from any existing accounts you have with us. No penalty for pre-matured withdrawal of fixed deposit, you will get paid based on prevailing current account interest rate. RMB Fixed Deposit promotional interest rate: Amount(RMB)ġ% cash in lieu of exchange fee waived on RMB cash transaction The minimum deposit amount over counter is RMB20,000,the minimum deposit amount via E-banking is RMB500, we offer tenors of 1 month, 3 months, 6 months , 9 months and 12 months. HOME > Commercial Bank > Personal Banking > Deposits > Fixed Deposit Integrated Wealth Preservation and Succession Management ICBC Global Travel Mastercard® Credit Card ICBC UnionPay Kylin Dual Currency Debit Card